Barry Habib
Host
Chairman of the Board, Mortgage Success Source

Barry Habib of the Board of Mortgage Success Source, the combined entities of Mortgage Market Guide, LoanToolbox and the MSS Learning Center. This organization helps more than 15,000 of America's best originators with products and services designed to achieve success and grow their businesses.

Mortgage Success Source includes Mortgage Market Guide's daily market advice, alerts, LoanToolbox's marketing resources, including its automated marketing solution, Platinum Plus, and Certified Scripts for Success.

Mr. Habib has over 26 years experience in the mortgage industry. Barry has personally originated over $2 billion in individual loan production over his career.

In addition to his mortgage experience, Barry has successfully managed a hedge fund, authored a stock advisory newsletter, owned an insurance agency, and acted as managing partner in a real estate investment company. Barry's broad range of expertise in these varied areas of financial industries gives him a unique perspective, which he will share with you.

Because of Barry's diverse areas of expertise, he is often featured on CNBC and FOX television networks. Barry has been the keynote speaker for 50 different state mortgage banking associations.

David Fournier

With over 25 years of senior management experience in the high technology and IT fields, David Fournier has managed organizations from startups to mature companies with over 400 employees. As CEO and senior manager for three start-up technology companies, he helped raise over $25 million in funding, leading two of them to acquisitions and the other to a successful IPO. David has assisted and invested in start-up Internet and technology companies and has consulted with companies looking to raise venture capital. He is a widely recognized speaker for the technology and software industry in Southern California, and served on the board of directors of the Technology Council of Southern California for 6 years.

Sue Woodard

Sue Woodard, President of Mortgage Success Source, has held many different roles during her seventeen years in the mortgage industry. A highly sought-after international speaker, trainer, writer and consultant for the mortgage and real estate industries, Sue and her top-producing team maintain a profitable and thriving origination practice in Minneapolis, Minnesota. Sue had her own successful financial radio show, has been featured on NBC and CBS Live News Radio, and has also been a guest on CNBC's SquawkBox and Jim Cramer's Mad Money. She is a member of her local Mortgage Association and Board of REALTORS®, the Women's Council of REALTORS®, and is on the National Advisory Board for Ellie Mae. She has a twelve-year-old daughter…and firmly believes that sleep is overrated.

Greg Frost

In 1985, Greg Frost entered mortgage banking. In his first year, he funded 185 loans. This ranked him #1 among New Mexico loan originators. He has enjoyed that #1 ranking every year since.

Greg and his team funded over 800 loans last year, ranking him among the top 20 originators in America, according to Mortgage Originator Magazine. He has ranked among the Top 20 since the M.O.M. list began.

Greg, who is a Mortgage Success Source Faculty Leader and who is known as the "First Billion Dollar Mortgage Loan Originator", has accumulated over 40 market-tested sales and marketing strategies. He shares with others his duplicable ideas that any LO can implement and use to increase business immediately.

Jim McMahan

Jim McMahan has been a loan originator in the Dallas market for over twenty-two years. Through the course of his career, his cumulative fundings have gone well over the $1.5 billion mark, making him one of the top producers in both the Dallas-Ft. Worth Metroplex and nationwide.

Jim is a dynamic and compelling industry leader and speaker, committed to helping mortgage professionals maintain and grow their businesses, even in tough markets! Jim also serves as the National Sales Trainer and Executive Vice President for Benchmark Mortgage Company, and as the President of his own company, McMahan Mortgage Consulting.

Additionally, Jim is the founder of Certified Scripts for Success, which is now a part of LoanToolbox and most recently was named the "Director of Training and Education" for LoanToolbox. In this role, Jim shares fresh insights with members, each week, on the critical topics that surround the mortgage industry, in an effort to help originators hone their own dynamic and credible market opinion.

Sally Bucciero

Sally Bucciero is a Branch Manager for Benchmark Mortgage in Sevierville, Tennessee, and lives with her family in a small, beautiful city just outside of Knoxville.

Before entering the mortgage industry in 2003, Sally had worked as a real estate agent for several years, igniting a passion for helping people through the exciting process of becoming homeowners.

As her mortgage business quickly grew, she learned the value of implementing systems and tools to keep her growing business on track – and soon created a base of "raving fan" clients and referral partners. This systematic approach to prospecting and networking has contributed greatly to her continuing success, as she now enjoys a rewarding referral based business.

Sally has a passion for educating and a genuine ability to inspire others, which forms the foundation of not just her mortgage business, but also as a contributing member of the Mortgage Success Source Faculty.

Sally is married to Dax, and they have three boys, two in the military and one a freshman at Lee University.  When she is not at work, Sally can be found on her houseboat at the lake…but be sure to ask her about her days as a Harley girl.

Jodee Brydges

Jodee Brydges, in San Ramon, California, has over 16 years of experience in the lending industry, a bachelor's degree in business finance, and over 19 years in the financial industry. She is truly passionate about making a difference in her clients' financial portfolios. Jodee has built her entire business by referral with a focus on educating her clients on the loan process, helping them understand the products available and how to manage their debt portfolio, and honoring her commitments to her referral partners. A seasoned specialist on the volatility of the interest rate market, Jodee is truly viewed by her clients as a trusted advisor on housing and financial strategies. Creator of "PointPro" (a turnkey seminar package available to loan originators), Jodee is also a national industry speaker, who continually offers financial education seminars that help her clients, referral partners, and the local community understand the ever-changing financial markets and the importance of managing debt.

Ed Conarchy

Ed Conarchy is a Mortgage Planner with Cherry Creek Mortgage Co. in Vernon Hills, IL. Ed has been providing personalized mortgage advice for 20 years, and incredibly, has worked for only one mortgage company. He joined Majestic Mortgage in August 1990 and is currently with Cherry Creek Mortgage Co. after a merger with Majestic Mortgage in 2006. Ed has career mortgage closings of over 3,900 loans for over $650,000,000.

Ed is a producing mortgage originator on the frontline educating consumers that a mortgage is not a necessary evil, but a powerful financial tool. The focus of his business is a broader goal of maximizing his clients' wealth, not just getting them a mortgage. He teaches his clients how to handle their money in a very specific four step system so they can achieve the very financial security they seek. He has embraced the wealth principals endorsed most clearly by financial advisor, author, and nationally syndicated radio talk show host Ric Edelman.

Ed is so committed to being a true financial educator and teaching consumers how money works, that he has also formed his own registered investment advisory firm, National Advisors Network LLC. He has passed the FINRA Series 65 test and is a licensed Investment Advisor Representative. Ed created National Advisors Network so mortgage originators across the country have a company they can join with a turn-key solution to becoming a licensed financial advisor. This would now allow mortgage originators to give financial advice to complement their current mortgage planning practices.

Ed is also a Mortgage Success Source contributing faculty member providing mortgage originators with the continual support and fiscal literacy needed to succeed in today's market. He hosts his weekly Conarchy's Corner video segment in Mortgage Market Guide sharing tips, strategies and insights to financially educate mortgage originators so they can educate their clients.

To find out more information about Ed Conarchy, visit his website at www.EdConarchy.com. There you can find Ed's weekly consumer video blog as well as his offer for a free copy of Ric Edelman's DVD 10 Great Reasons to Carry a Big Long Mortgage.

Linda Davidson

Linda Davidson began her career in 1997 and quickly found that her passion was making the dream of home ownership a reality for her clients. Because of this, Linda and each of her team members have their FHA DE underwriter certification, which gives them a unique advantage in the marketplace. A net branch owner with Service First Mortgage in Garland, Texas, Linda is not only the top producer in the company, for eight straight years she has also been ranked in the top 200 loan officers in the nation in units closed for personal production as well as the top 20 for FHA/VA closings. A highly sought-after speaker on everything from FHA to reverse mortgages, Linda credits Todd Duncan and Building Champions for much of her success. The proud mother of two sons, two step-sons, and grandmother of six, Linda is also very active in her community and church.

Cindy Ertman

For 20 years Cindy Ertman has maintained a passion for the mortgage industry.  She has been ranked by Mortgage Originator magazine in the Top 100 Loan Originators by volume for 8 of the last 9 years.  As Executive Vice President for Platinum Capital Group in Manhattan Beach, CA, Cindy also co-manages the company's sales force and serves on its leadership team.

She also serves as a faculty member of Loan Toolbox where she dedicates time to supporting and educating loan officers nationally.  Cindy considers herself a "relationship specialist" and has spent her career successfully building and sustaining strong Realtor relationships.

When Cindy is not structuring a loan or leading her team, she cherishes her time with her husband and 3 children and enjoys her Manhattan Beach community.

Dustin Hughes

Dustin Hughes is a loan officer and owner of Northwest Mortgage Advisors. Having stumbled into the mortgage business in 1996 at the age of 21, he discovered a passion for educating clients, partnering with real estate agents, and developing various marketing strategies for his thriving office.

Since discovering Mortgage Success Source in 2003, he has been recognized as one of the top producing loan officers and net branch offices within his company. He contributes much of his success to surrounding himself with incredible friends and professionals, utilizing the tools of Mortgage Success Source, and consistently executing the disciplines of his business plan.

Dustin currently lives in Oregon and when not working, spends much of his time with his beautiful wife and three amazing boys. His family is active in the community, involved in a variety of sports, and they enjoy living life to the fullest.

David Kuiper

David Kuiper started in the mortgage industry in 1990 and has been consistently recognized as one of the top producing loan officers in the United States by Mortgage Originator Magazine. David has closed over 5,000 loans totaling in excess of $850,000,000 at this point in his career in a small Midwest market. In addition to managing a busy mortgage practice, David is a nationally recognized author, speaker and trainer in the mortgage industry. David writes regularly for Mortgage Originator Magazine, Mortgage Planner Magazine and Bankrate.com. He is known as the expert on First Impressions and Building Client Intimacy. He also enjoys hosting monthly site visits, where mortgage professionals from around the country spend a day of learning and experiencing first hand the operations of this highly productive mortgage practice. David, his wife Michelle, 5 children, a cat and a dog live in Holland, MI and Fort Myers, FL.

Mark Madsen

Mark Madsen has been a mortgage originator since 2000 in Las Vegas, Nevada, where he currently lives with his wife, 2-year-old daughter, and new twin girls.

After building and selling a real estate company with a couple of partners in 2006, Mark continued to work closely with his team of agents on Internet marketing projects which include a large real estate social network, multiple mortgage blogs and custom high traffic real estate sites.

As Communications Director for Raintree Mortgage, Mark focuses on social media marketing, networking with real estate referral partners online, and writing consumer targeted home buyer educational content for search engine placement.

Creator of MyFHAmortgageblog.com, and co-founder of Mortgage Revolution, Mark is passionate about teaching industry professionals how to build perpetual equity in their online presence.

He is a regular contributor on the LoanToolbox message boards and has also written a five-part series on "Mortgage Blogging 101" to help other MSS members develop their online presence.

Khai McBride

Khai McBride is a Vice President/Loan Officer with Capital Line Financial and Faculty Member for LoanToolbox. Before entering the mortgage industry, Khai was an IT professional for 10 years with his primary expertise being database design and development. So it's no surprise that when he started his mortgage career in 2002, he would specialize in database marketing.  Using the many strategies he learned from LoanToolbox, he has built a thriving mortgage business based on strong client and referral partner retention strategies that have allowed him to fund over $300 million in production.

Khai heavily endorses the use of systems to allow you to spend more of your time prospecting and relationship-building and less of your time over-thinking or caught in minutia.  His strategies are simple and effective, and he spends part of his time giving back to the industry by sharing his knowledge and teaching others his systems.

S. John Murray

S. John Murray originated his first mortgage loan in February 1986. He quickly adapted his belief in business cycles to his practice and started to originate over 98% of his loans as no point, no closing cost loans. He has been the Sr. Vice President in charge of origination for Mortgage Financial, Inc. in Danvers, Massachusetts since 1990 and has personally handled over 7,400 loans with dollar volume exceeding $1.48 billion. In 2002, Mortgage Financial brought in Barry Habib to train their sales team on how to best utilize MMG companywide. Since that sales training, Mortgage Financial has averaged over $1 billion in annual closings. This year he hopes to apply all of the tools available at Mortgage Success Source to be able to serve his clients to the fullest and still be able to get home in time for dinner...it is a work in progress.

Rene Rodriguez

Rene Rodriguez is the CEO of Volentum, a management consulting firm that for the last 22 years has unleashed the hidden value of its clients' organizations in the areas of Breakthrough Leadership, Employee Engagement, Vitalized Work Culture and High Performance Selling.  He draws on his background in Psychology, Behavioral Neuroscience, Business and Sales to create lasting behavioral change through voluntary momentum (Volentum).  Combining his unique methodology and expertise in applying the latest brain research, Rene helps companies generate lasting results and achieve ROI, making him an indispensable growth partner.  For years Rene has been a trusted advisor to leadership teams at Wells Fargo, Cargill, Coca-Cola, Liz Claiborne, LoanToolbox and many others.  A captivating, high-energy speaker, Rene is in high demand for annual events, conventions, and keynotes speeches.  His work has been featured in many national business publications on the topics of change, leadership, communication and sales.

Jim Sahnger

Jim Sahnger is Vice President of Palm Beach Financial Network's three branch offices in Florida and an elected member of the advisory panel for Bankrate.com. Jim also serves as editor-in-chief of LoanToolbox's YOU Magazine, and he's frequently cited in local, national and international media as a mortgage lending expert.  Jim's comments have been seen on CNBC.com, The Wall Street Journal, MarketWatch, Washington Post, Forbes.com, and BusinessWeek.com as well as hundreds of other websites.

A successful originator since 1993, Jim closed 225 loans and achieved over $70 million in production last year. His unique approach to cultivating relationships, database management and utilizing the media as a tool are the key factors in his remarkable success.