Barry Habib
Host
Chairman of the Board, Mortgage Success Source

Barry Habib is the Chairman of the Board of Mortgage Success Source, the combined entities of Mortgage Market Guide, LoanToolbox and The Duncan Group. This organization helps more than 30,000 of America's best originators with products and services designed to achieve success and grow their businesses.

Mortgage Success Source includes Mortgage Market Guide's daily market advice, alerts, LoanToolbox's marketing resources, including its automated marketing solution, Platinum Plus, and Certified Scripts for Success.

Mr. Habib has over 25 years experience in the mortgage industry. Barry has personally originated over $2 billion in individual loan production over his career.

In addition to his mortgage experience, Barry has successfully managed a hedge fund, authored a stock advisory newsletter, owned an insurance agency, and acted as managing partner in a real estate investment company. Barry's broad range of expertise in these varied areas of financial industries gives him a unique perspective, which he will share with you.

Because of Barry's diverse areas of expertise, he is often featured on CNBC, NBC, CNN and FOX television networks. Barry has been the keynote speaker for 50 different state mortgage banking associations.

Bob Beaudine

Over the last 29 years, Bob Beaudine has managed Eastman & Beaudine's growth to one of the top executive search firms in the U.S. The Wall Street Journal recently named Eastman & Beaudine the "Top executive recruiting firm in College Sports". Bob has developed a broad list of long-time clients including universities, conferences, top sports leagues, professional teams, Olympic bodies, arenas, corporate sports marketing, sporting goods companies, agencies, studios, networks, and cable, satellite, and broadcasting companies.

A top career/life coach, Bob counsels industry executives who are seeking their true authentic path in life. He has interviewed and coached senators, governors, generals, CEOs, university presidents, general managers, team owners, top athletic coaches and studio presidents. He even interviewed former President George W. Bush when he was handling the search assignment for the commissioner of baseball. He has successfully placed 35 division 1 athletic directors and 27 head coaches. Bob is a frequent speaker at conferences, conventions and workshops for numerous sports and entertainment/business organizations and recently published his first book entitled The Power of WHO (www.powerofwho.com).

Bob has appeared on The Today Show, Fox and Friends, Good Morning Texas, Fox Good Day, Fox Business with Dave Ramsey, Life Today, BNN Canada, and in Sports Illustrated, Time Magazine, USA Today, Success Magazine, Cox Today, ClubCorp Magazine, Essence Magazine, Dallas CEO, The Wall Street Journal, and Sports Travel Magazine.

He is a graduate of Leadership Dallas and Leadership Plano and a 1977 graduate of Southern Methodist University, with a bachelor of business administration degree.

Tim Sanders

Tim Sanders knows how critical culture can be to differentiating your business. His first book, Love is the Killer App, shows how people who share generously can achieve professional success. His second book, The Likeability Factor, explores four aspects of likeability that you can measure and improve. From 2001 to 2003, Tim Sanders served as the Chief Solutions Officer at Yahoo!, delivering next-generation marketing programs to world-class brands. He created and led the company's ValueLab, an in-house "think tank" that can deliver innovative solutions to Yahoo!'s current and prospective clients. He continues to advise business and public sector leaders on tomorrow's leading strategies.

Gary Vaynerchuk

Gary Vaynerchuk has captured attention with his pioneering, multi-faceted approach to personal branding and business. After primarily utilizing traditional advertising techniques to build his family's local retail wine business into a national industry leader, Gary rapidly leveraged social media tools such as Twitter and Facebook to promote tv.winelibrary.com, his "Wine Library TV" video blog about wine. Gary has always had an early-to-market approach, launching Wine Library's retail website in 1997 and Wine Library TV in February of 2006.

Gary's success has led to a 7-figure book deal, several national TV appearances, and speaking engagements around the world. Gary's dual identity as both business guru and wine guy has made him the "Social Media Sommelier." Gary's first business book, Crush It! Why Now is the Time to Cash in on Your Passion, debuts in October, 2009.

David Fournier

With over 25 years of senior management experience in the high technology and IT fields, David Fournier has managed organizations from startups to mature companies with over 400 employees. As CEO and senior manager for three start-up technology companies, he helped raise over $25 million in funding, leading two of them to acquisitions and the other to a successful IPO. David has assisted and invested in start-up Internet and technology companies and has consulted with companies looking to raise venture capital. He is a widely recognized speaker for the technology and software industry in Southern California, and served on the board of directors of the Technology Council of Southern California for 6 years.

Sue Woodard

Sue Woodard, President of Mortgage Success Source, has held many different roles during her seventeen years in the mortgage industry. A highly sought-after international speaker, trainer, writer and consultant for the mortgage and real estate industries, Sue and her top-producing team maintain a profitable and thriving origination practice in Minneapolis, Minnesota. Sue had her own successful financial radio show, has been featured on NBC and CBS Live News Radio, and has also been a guest on CNBC's SquawkBox and Jim Cramer's Mad Money. She is a member of her local Mortgage Association and Board of REALTORS®, the Women's Council of REALTORS®, and is on the National Advisory Board for Ellie Mae. She has a twelve-year-old daughter…and firmly believes that sleep is overrated.

Greg Frost

In 1985, Greg Frost entered mortgage banking. In his first year, he funded 185 loans. This ranked him #1 among New Mexico loan originators. He has enjoyed that #1 ranking every year since.

Greg and his team funded over 800 loans last year, ranking him among the top 20 originators in America, according to Mortgage Originator Magazine. He has ranked among the Top 20 since the M.O.M. list began.

Greg, who is a Mortgage Success Source Faculty Leader and who is known as the "First Billion Dollar Mortgage Loan Originator", has accumulated over 40 market-tested sales and marketing strategies. He shares with others his duplicable ideas that any LO can implement and use to increase business immediately.

Jim McMahan

As a Mortgage Success Source Faculty Leader and creator of Certified Scripts for Success program, Jim McMahan's voice and strategies are well-known in the mortgage industry.

Jim has been a loan originator in the Dallas market for over 20 years. In that time Jim's personal fundings have gone well over the $1.5 billion mark, making him one of the top producing originators in the Dallas-Ft. Worth Metroplex, and in the entire United States. Since 1992, Jim has averaged over $50 million in personal fundings per year and, for the past five years, Jim's fundings have averaged over $75 million.

Jim's regularly published words of wisdom to MSS subscribers, including his MAC Attack, What to Say Weekly Call and Just Ask Jim video segment, have become a staple for many successful LOs in the industry today.

Jim serves as Executive Vice President and National Sales Trainer for Benchmark Mortgage Company and also is the president of his own corporation, McMahan Mortgage Consulting. In these roles, Jim focuses on helping originators across the country gain knowledge of concepts such as fiscal literacy and the fundamentals of economics behind interest rate markets. Additionally, Jim is the creator and CEO of Certified Scripts for Success, a program which helps loan officers understand the "why" behind the market and gain a thorough understanding of what to say in the most critical selling situations backed by an advice-versus-price based platform.

Bart Baggett

Handwriting expert Bart Baggett has authored numerous books, CDs and DVDs including; the new "Handwriting Analysis 101", "Change Your Handwriting, Change Your Life", "How to Raise Your Children's Grades, Confidence and Self-Estee workbook for kids", "The Handwriting Analysis Certification Home Study Course", and the book "Handwriting Analysis for Love, Sex, and Relationships" (4th printing). His latest 435 page self-help book is "The Success Secrets of the Rich and Happy".

Known as the most media-savvy personality in the handwriting analysis field, Bart hosts a spiritual retreat annually in Cost Rica and speaks worldwide teaching personal development techniques integrating handwriting analysis into the content.

After graduating from Pepperdine University (Malibu, CA), Bart trained in Hypnosis, Neuro-Linguistic Programming, and Grapho-Therapy. Bart is the director of HandwritingUniversity.com, which trains and certifies handwriting experts worldwide and the the inventor of the Grapho-Deck -Flash Cards for handwriting analysis.

A veteran Radio and TV guest, he has made over 1500 appearance on national television and radio programs.  In addition, Bart also hosted his own radio show in Dallas, TX and will co-host the afternoon show on the newly formed "National Lampoon Radio Network". Bart can currently be seen on PBS's California Connected, as a featured host.

And on top of all that... he's pretty darn funny.

Ginger Bell

Ginger Bell is the President and Co-founder of Go2Training, a cutting-edge online calendar, tracking and reporting system for mortgage and real estate industry continuing education.

Formerly with Dale Carnegie, Ginger has been a trainer for over 20 years, leading workshops in public speaking, leadership, customer service and sales. A NAMB-approved instructor, Ginger has written and conducted continuing education and training classes for mortgage industry leaders such as Plaza Home Mortgage, Broker Knowledge Group, Argent Mortgage, and the Oregon Association of Mortgage Professionals (OAMP). Ginger has served on the OAMP Education Committee for over six years and was the 2007 OAMP Education Partner of the Year.

Sherry Buffington, Ph.D.

Dr. Sherry Buffington is an internationally recognized trainer, consultant, coach, author and presenter. She has been coaching, consulting and training since 1984. She is president and CEO of NaviCore International, Inc., a firm focused on the creation and delivery of world-class products and programs for accelerating human development, motivation and effectiveness, and maximizing performance and personal effectiveness. Her company has taken the world of assessments to a whole new level.

Sherry is the originator and co-developer of the highly acclaimed CORE Multidimensional Awareness Profile and the CORE Personal Effectiveness Profile. She is the author of the paradigm-shifting book, The Law of Abundance; and of Who's Got the Compass? ...I Think I'm Lost!, and The 7 Essentials for Lasting Success. She is co-author of The Productivity Path and One Great Idea. Her dedication to understanding and improving the human condition has contributed to the transformation of individuals, groups, and organizations of all kinds, ranging from small entrepreneurial businesses to multinational corporations. She holds a Ph.D. in psychology, is certified in multiple developmental modalities, and is a top expert on human behaviors, motivation, success and performance factors.

Dr. Buffington is a member of the American Psychological Association, the Association for Research in Personality, the International Association of Coaching, International Coach Federation, American Seminar Leaders Association, the Association for Comprehensive Energy Psychology and the American Author's Association.

Alex Charfen

Alex Charfen is co-founder and chief executive officer of The Distressed Property Institute, the country's premier educational organization for real estate professionals, and provider of the Certified Distressed Property Expert® Designation. Charfen trains professionals nationwide to handle distressed properties and help homeowners in danger of losing their homes to foreclosure. Based in Austin, Texas, the Institute has a membership base of more than 10,000 real estate agents nationwide.

Sam Chauhan

Sam is a Mindset Coach for CEOs, business professionals, celebrities, and professional athletes. In addition to these titles, Sam has been chosen to be a Mindset Instructor for the World Series Of Poker Academy. Sam is a highly sought-out speaker and the author of the bestselling book: Mind’s Power Unleashed.

Sam is a Master Practitioner of Neuro-linguistic Programming, Subliminal Persuasive Linguistics, Unconscious Suggestions, Ericksonian Patterns, Physiological Readings and Muscle Readings. He uses these skills to help people break through barriers and help them build incredible persuasion tactics to achieve the life that they have dreamed of.

Ed Conarchy

An 18-year veteran of the mortgage industry, Ed Conarchy is a Mortgage Planner with Cherry Creek Mortgage Company and an Investment Advisor Representative with National Advisors Network, LLC.
As a Mortgage Success Source Contributing Faculty Member, Ed has been a regular contributor to Mortgage Market Guide with his weekly "Conarchy's Corner" video segments focusing on harnessing tools and expertise to educate and assist clients.

The focus of Ed's business is on a broader goal of maximizing his clients' wealth, not just getting them a mortgage. Ed teaches his clients the importance of liquidity, diversification, rebalancing and long-term investing. Through his career Ed, amazingly, has worked for only one mortgage company. He joined Majestic Mortgage in August 1990 and is currently with Cherry Creek Mortgage Co. after a merger with Majestic in 2006. At last count, Ed had closed more than 3,695 mortgage loans for $604,608,711.

Ed's commitment to being a true financial educator is evidenced by his having formed National Advisors Network, LLC, his own registered investment advisory firm. Having passed the FINRA Series 65 exam, Ed is a licensed Investment Advisor Representative. Ed created National Advisors Network so mortgage planners now have an outlet to take the next step of getting licensed so they can give financial advice to complement their mortgage planning business. Ed also maintains a weekly audio blog at www.EdConarchy.com.

Ric Edelman

In addition to his leadership role with Edelman Financial Services, LLC and serving as President of the Sanders Morris Harris Group, Ric Edelman is also the best-selling author of seven books, including: The Lies about Money and, his latest, Rescue Your Money: Your Personal Investment Recovery Plan.

He is the host of The Ric Edelman Show on Citadel Media, formerly ABC Radio Networks, and writes a syndicated newspaper advice column. Ric has been included on Barron's annual rankings of the nation's top financial advisors for six consecutive years (2004-2009). Edelman Financial Services, LLC manages billions of dollars in assets for consumers nationwide. Ric is a Registered Representative of and offers securities through SMH Capital Inc., Member FINRA, SIPC.

Linda Ferrari

Linda Ferrari is a leading, nationwide expert in the credit reporting and scoring industry. Linda has dug into more than 15,000 credit reports providing in-depth solutions through coaching and consultation to thousands of consumers and mortgage professionals. In doing so, Linda has orchestrated higher credit scores and better financial opportunities and futures for individuals and families from all walks of life.

She has seen it all, and she has fixed it all and her message is very clear:

"Look, not all credit advice is good! With years of experience in this business, I can tell you that most of the information you hear or read about credit improvement contains erroneous or blatantly false information. Credit awareness is monumentally important and credit scores are now a major deciding factor in the outcome of our financial futures. Whether you want to raise your credit score from a 720 to a 780, or you need to recover from a severe financial crisis, when you need credit help, reliable information is critical."

Linda's book, THE BIG SCORE: Getting It and Keeping It, Buying Power For Life blows the lid off of the mysterious abyss known as the credit score industry. Linda's tell-all book reveals the secrets to achieve and maintain strong credit scores and restore financial hope at a time when hope seems so far away.

Linda is a regular guest on San Diego's 1700AM Biz Fit radio show. She has also appeared on Fox Business News, 97.1, KLSX Making Money, Talking Dollars and Making Sense, and Vegas Investors Edge.

Ingo Logé

Trapped in the body of a natural comedian, Ingo Logé is a fitness and nutrition expert guaranteed to make you laugh. A leading expert with 25 years of background in alternative health, nutrition, exercise prescription, and wellness, Ingo's fun‐loving charismatic spirit brings a very fresh perspective to the often serious subjects of exercise, digestive health, stress management, the foods we eat, when we eat them, our hormonal tides, exercise, growing older and personal health.

An articulate and unusually intimate speaker, Ingo has received outstanding reviews for his insightful, evocative and inspiring addresses to both local and national audiences. With boundless energy and a message that invigorates even as it enlightens, Ingo tells it like it is.

Through the use of sometimes zany props, visuals, and crowd interaction, Ingo crafts every presentation so that it is guaranteed to entertain. Balanced with the creativity, however, is the assurance that you will received practical insights designed to improve the nutritional and physiological performance of each individual that result in a vibrant synergy among teams, organizations and companies.

On stage, Ingo is a blast of energy who will inspire you with specific, funfilled strategies that will launch you into action. You will be energized with new ways to enhance personal performance, relationships, bust stress, and to think in new and creative ways when it comes to coping with stress, exercise and eating. There will also be many "AH HA" moments as wisdom seeps into your soul.

With expertise in exercise, physiology, nutrition, holistic health, psychology, NLP, group dynamics, and ergonomics, Ingo explores the mind‐body connection in his crusade to bust stress, increase energy, improve self‐communication, build personal relationships and connect the “four doctors” that live within all of us.

Edward Jamison

The founder of Jamison Law Group and the creator of CreditCRM, Edward Jamison is nationally recognized as an expert attorney in credit and identity theft who pioneered custom credit software in the credit consulting industry.

Certified by the State Bar of California and the California Department of Real Estate to provide continuing education, Edward regularly conducts credit seminars around the country for lawyers, accountants, mortgage brokers, financial planners and real estate professionals.

Edward is the attorney of choice for credit matters by professionals at companies such as Chase, Merrill Lynch, Mortgage Market Guide and numerous law firms, Edward has been featured on various TV shows and radio broadcasts. These include NBC's Emmy Award winning television show Starting Over and the Real Estate Round Table for Clear Channel radio.

A prolific writer, Edward has had articles published in national publications such as The Wall Street Journal, Scotsman Guide, Bankrate.com, Broker Banker magazine and other regional business and consumer media.

Jerome Mayne

For over 2 years his name was Federal Inmate Number 08657-041. Before that, Jerome Mayne was the founder and CEO of two corporations, respected in the financial community and the father of two young boys. In 1999, he received a 21-month prison sentence for conspiracy to commit mail fraud, wire fraud and money laundering – crimes that took place four years earlier. On Nov. 4, 1999, he reported to the Federal Prison in Yankton, SD. where his career and his life changed forever.

Jerome now speaks on fraud and ethics for associations and Fortune 500 companies around the country. He has appeared on numerous panels, radio shows and webcast productions as an expert on fraud. He is a contributing columnist for the Business Journal, Scotsman Guide and the Mortgage Press. He is also author of the books Life Saving Lessons – The Diary of a White Collar Criminal and Mortgage Fraud and Predatory Lending – What Every Agent Should Know.

Jim Pair

Jim Pair has been intricately involved in the mortgage industry since 1961 and has held numerous leadership roles for various organizations within the mortgage industry. Jim served as the President of two Savings and Loan Associations, President of the Texas Association of Mortgage Brokers in 2000 and 2001and served for six years on the Mortgage Broker Advisory Committee for the Texas Savings and Loan Department. Jim also has experience as a real estate instructor.

Not only has Jim been actively involved in his local and state committees and organizations, but he has held several leadership roles for the National Association of Mortgage Brokers. NAMB represents and promotes the mortgage broker industry by providing education, programs, professional certification and government affairs representation. Jim served as Chairman for several NAMB committees and in 2006, he was elected to the NAMB Board of Directors. Later that year, NAMB awarded him, "Broker of the Year for 2006-2007." Most recently, Jim served as NAMB's Director, Secretary and President-Elect and in July 2009, Jim became the official President of NAMB.

Jim is a graduate of Texas Christian University and currently resides in Corpus Christi, Texas. He is married and has two children, two grand-children and one of his favorite hobbies is golf.

Shelly Rachanow

Shelly Rachanow comes from a long line of butt-kicking women. She is a graduate of the George Washington University and Emory University School of Law. Her first book, If Women Ran the World, Sh*t Would Get Done, is now on a sixth printing and now available in Korean. Her second book, What Would You Do If YOU Ran the World?, a guidebook for inspiration and action filled with everyday ideas from women who want to make the world a better place, was released in February 2009 and has received reviews from the Sierra Club, Body+Soul magazine, Library Journal (starred review), and more.

Over the last several years, Shelly has engaged audiences around the country with talk titles including "If Women Ran the World, Sh*t Would Get Done" and "Leading Yourself to the Life You Want!" Shelly currently lives in Southern California and she is thrilled that her books and talks celebrate all the fabulous things women do.

Rene Rodriguez

Rene Rodriguez is the CEO of Volentum, a management consulting firm that for the last 22 years has unleashed the hidden value of its clients' organizations in the areas of Breakthrough Leadership, Employee Engagement, Vitalized Work Culture and High Performance Selling.  He draws on his background in Psychology, Behavioral Neuroscience, Business and Sales to create lasting behavioral change through voluntary momentum (Volentum).  Combining his unique methodology and expertise in applying the latest brain research, Rene helps companies generate lasting results and achieve ROI, making him an indispensable growth partner.  For years Rene has been a trusted advisor to leadership teams at Wells Fargo, Cargill, Coca-Cola, Liz Claiborne, LoanToolbox and many others.  A captivating, high-energy speaker, Rene is in high demand for annual events, conventions, and keynotes speeches.  His work has been featured in many national business publications on the topics of change, leadership, communication and sales.

Walter Sanford

Beginning in the late seventies, Walter Sanford re-wrote records in real estate particularly in number of transactions and dollar volume. His best year was 1992 with $72 million in sales. In today's economy, that would equal to over $133 million dollars per year in personal production sales! He sold a house a day for seventeen years.

Now, he is one of the most requested trainers in real estate. Franchises request and mentor his systems, which he has developed. Delegation, net-profit strategies, working hard and still having a life are a few of the easy to implement, low-cost strategies that we are proud to bring you. Some industry decision-makers believe Walter Sanford was one of the top agents in North America during the ‘80s and early ‘90s.

Marc Savitt

Immediate Past President of the National Association of Mortgage Brokers (NAMB) Marc Savitt remains active in the national organization as current Vice Chair of Government Affairs and its Task Force Chair for the HVCC issue.

Marc is regularly involved in discussions with Congress, HUD, the Attorneys General in his home state of West Virginia, and the FTC for such issues as predatory lending, fraud and the unfair and deceptive practices by some affiliated business arrangements. He regularly testifies on mortgage related issues before the Senate Banking Committee and the US House of Representatives.

In the years preceding his 2008-2009 NAMB Presidency, Marc served the organization as President-elect, Vice President, Director and Chairman of the Consumer Protection Committee and Chairman of Government Affairs.

As Government Affairs Chair, he began a campaign against the unfair and deceptive practices by some of the nation's homebuilders. He also was named the organization's NAMB Broker of the Year for 2006-2007.

Prior to his national involvement, Marc served as President, Vice President, Treasurer and Legislative Chairman for the West Virginia Association of Mortgage Brokers. While active with his state association, he was instrumental in the passage of several pieces of legislation, including West Virginia's original mortgage broker licensing law, and an amendment to that law, which requires continuing education for brokers. In 2002, West Virginia mortgage brokers were facing a newly imposed 6% sales tax on their earnings. Marc crafted legislation, which not only exempted brokers from an unfair tax, but made it retroactive.

Marc is president and owner of The Mortgage Center, which is based in Martinsburg, WV, and recently celebrated its 24th anniversary.

Mike Selvaggio

Mike Selvaggio CCIM,CRS,GRI  entered the real estate business in 1975.  He is a licensed broker and REALTOR® in Delaware and Pennsylvania.  He sells and lists homes and also actively markets new-home communities.

Selvaggio was named REALTOR® of the Year in 1990 for the state of Delaware.  He has served as President of the Delaware Association of REALTORS® and President of his local board.  He has been published internationally and continues to write articles and instructional DVD and CDs. 

As a Life Director for the Home Builder's Association of Delaware, Mike has been able to bring sales and marketing ideas to students that not only work, but have been "field tested."  His two most exciting professional accomplishments were earning the CRS and CCIM designations.  He thoroughly enjoys educational sessions with other real estate professionals.

 Mike is a Senior Instructor with the Council of Residential Specialists, an affiliate of the NATIONAL ASSOCIATION OF REALTORS®, and served as the 2008 National President of the Council of Residential Specialists. He is also one of five nationally certified Ninja Selling Instructors. He has taught thousands of REALTORS throughout the United States and the Bahamas.

Selvaggio, a REALTOR® since 1975, has made a career-long commitment to education. He is a senior CRS Course Instructor, and he has honed his leadership skills while serving as President of his local board of REALTORS® and as President of the Delaware Association of REALTORS®. He also has served on many Council committees.

Selvaggio says his leadership experience has taught him a lot about working with people. "I've learned that you need to give what you want to receive. You always have the opportunity to grow by getting involved with the right people," he says. "There are two kinds of people in the world — those who give energy and those who take it away. I'm proud to say that, through CRS, I have met a tremendous number of those in the first category."

Selvaggio opened his own Ninja style real estate company, Delaware Homes, in 2007 and now has two locations serving all of Delaware. He attributes much of his career and his company's success to the training he received through the Council's education program. "The CRS Courses helped me understand everything that I did not know, and then taught me everything I should be doing. It was the defining difference in my career," Selvaggio says.

He adds that while the current housing market presents challenges for REALTORS®, there are also opportunities. "I have been coaching agents who work in some very challenging markets across the country, and I believe that attitude — of REALTORS®, the public and the press — has been a major factor in what is happening in residential real estate. We professionals can recognize that now is a terrific time to buy, not only for our buyer clients, but for ourselves! There are tremendous opportunities for people who want to own their own homes," Selvaggio says.

The Council of Residential Specialists, the largest not-for-profit affiliate of the NATIONAL ASSOCIATION OF REATLORS® with more than 38,000 members worldwide, awards the CRS designation to experienced REALTORS® who have completed advanced professional training in residential real estate.

Rick Sharga

One of the country's most frequently-quoted sources on foreclosure, mortgage and real estate trends, Rick Sharga has appeared on NBC Nightly News, CNN, CBS, ABC World News, CNBC, MSNBC and NPR. Rick has briefed government organizations such as the Federal Reserve and Senate Banking Committee and corporations like JPMorgan Chase, Citibank and Deutsche Bank on foreclosure trends, and done foreclosure training for leading real estate organizations such as Re/Max, Prudential and Keller Williams.

Prior to joining the RealtyTrac, Rick spent more than 20 years developing corporate and product sales and marketing strategies for corporations such as DuPont, Fujitsu, Hitachi, Toshiba, JD Edwards, Cox Communications and Honeywell. The 2006 Stevie^® Award Winner for Best Marketing Executive, Rick began his career with Foote, Cone & Belding, and also held executive positions with Ketchum Communications and McGraw-Hill.

Rick is a member of the National Association of Real Estate Editors, the USFN and REOMAC. He is also President of the Technology Council of Southern California and on the Advisory Board of Default Servicing News.

Rick spends his spare time working toward a black belt in Tae Kwon Do, while continuing his lifelong quest to find the perfect wine to compliment his BBQ'd baby back ribs.

Jason Womack

Executive coach, Jason Womack provides practical methods to maximize tools, systems and processes to achieve quality work/life balance. He has worked with leaders and executives for over 14 years in the business and education sectors. His focus is on creating ideas that matter and implementing solutions that are valuable to the organization and the individuals in those organizations.

Jason is a master teacher who earned degrees studying US History and Spanish Literature as an undergraduate student at the University of California (Berkeley, Santa Barbara, San Diego campuses). He earned his Masters Degree in Education to learn how to teach. He went back to school to earn his Master's Degree in Psychology to find out how people most effectively implement what they learn. He applies this wealth of knowledge to corporate learning environments to help solve the day-to-day challenges of work/life balance in an era of increased personal accountability.

Jason succeeds in the health and wellness areas of his life as an accomplished marathon runner and tri-athlete.

Jason's first published book, The Promise Doctrine, was co-authored with his father, Craig P. Womack. Learn more at the website: www.ThePromiseDoctrine.com.

Jodi Womack

An executive coach with firsthand experience of business management, marketing and customer service, Jodi Womack's expertise easily translates to the fast-paced and demanding roles that face executives today.

Jodi focuses on delivering high-value, immediately practical solutions to the opportunities all business professionals face: many ideas, several tools, limited resources. She helps people succeed.

Jodi is also the founder of the Women's Business Social, a professional networking group that brings together local businesses to create vibrant communities of business people committed to success and recently attained Professional for Green Buildings certification from the US Green Building Council.

Sally Bucciero

Sally Bucciero is a Branch Manager for Benchmark Mortgage in Sevierville, Tennessee, and lives with her family in a small, beautiful city just outside of Knoxville.

Before entering the mortgage industry in 2003, Sally had worked as a real estate agent for several years, igniting a passion for helping people through the exciting process of becoming homeowners.

As her mortgage business quickly grew, she learned the value of implementing systems and tools to keep her growing business on track – and soon created a base of "raving fan" clients and referral partners. This systematic approach to prospecting and networking has contributed greatly to her continuing success, as she now enjoys a rewarding referral based business.

Sally has a passion for educating and a genuine ability to inspire others, which forms the foundation of not just her mortgage business, but also as a contributing member of the Mortgage Success Source Faculty.

Sally is married to Dax, and they have three boys, two in the military and one a freshman at Lee University.  When she is not at work, Sally can be found on her houseboat at the lake…but be sure to ask her about her days as a Harley girl.

Jodee Brydges

Jodee Brydges, in San Ramon, California, has over 16 years of experience in the lending industry, a bachelor's degree in business finance, and over 19 years in the financial industry. She is truly passionate about making a difference in her clients' financial portfolios. Jodee has built her entire business by referral with a focus on educating her clients on the loan process, helping them understand the products available and how to manage their debt portfolio, and honoring her commitments to her referral partners. A seasoned specialist on the volatility of the interest rate market, Jodee is truly viewed by her clients as a trusted advisor on housing and financial strategies. Creator of "PointPro" (a turnkey seminar package available to loan originators), Jodee is also a national industry speaker, who continually offers financial education seminars that help her clients, referral partners, and the local community understand the ever-changing financial markets and the importance of managing debt.

Ed Conarchy

Ed Conarchy is a Mortgage Planner with Cherry Creek Mortgage Co. in Vernon Hills, IL. Ed has been providing personalized mortgage advice for 18 years, and has career mortgage closings of thousands of loans totaling more than one half billion dollars.

Ed is a producing mortgage planner on the frontline educating consumers that a mortgage is not a necessary evil, but a powerful financial tool. The focus of his business is a broader goal of maximizing his clients’ wealth, not just getting them a mortgage. Ed is so committed to being a true Financial Educator and teaching consumers how money works, that he has also formed his own registered investment advisory firm, National Advisors Network, LLC. He has passed the FINRA Series 65 test and is now a licensed Investment Advisor Representative. Ed created National Advisors Network so mortgage planners now have an outlet to take the next step of getting licensed so they can give financial advice to complement their mortgage planning.

Linda Davidson

Linda Davidson started in the mortgage industry in 1997 and owns a net branch with Service First Mortgage in addition to being a top producer in the company. She has been ranked in the top 200 loan officers in the nation for the past eight years in units closed for personal production, as well in the Top 20 for FHA/VA closings, according to Mortgage Originator Magazine. With a passion for excellence, Linda Davidson and her team continually strive to raise the bar within the mortgage industry. Whether it is a first time home buyer, a move up repeat customer or a senior client needing a Reverse Mortgage, their 12/10/7 system creates raving fans with everyone that they come in contact.

Cindy Ertman

For 20 years Cindy Ertman has maintained a passion for the mortgage industry.  She has been ranked by Mortgage Originator magazine in the Top 100 Loan Originators by volume for 8 of the last 9 years.  As Executive Vice President for Platinum Capital Group in Manhattan Beach, CA, Cindy also co-manages the company's sales force and serves on its leadership team.

She also serves as a faculty member of Loan Toolbox where she dedicates time to supporting and educating loan officers nationally.  Cindy considers herself a "relationship specialist" and has spent her career successfully building and sustaining strong Realtor relationships.

When Cindy is not structuring a loan or leading her team, she cherishes her time with her husband and 3 children and enjoys her Manhattan Beach community.

Dustin Hughes

Dustin Hughes is a loan officer and owner of Northwest Mortgage Advisors. Having stumbled into the mortgage business in 1996 at the age of 21, he discovered a passion for educating clients, partnering with real estate agents, and developing various marketing strategies for his thriving office.

Since discovering Mortgage Success Source in 2003, he has been recognized as one of the top producing loan officers and net branch offices within his company. He contributes much of his success to surrounding himself with incredible friends and professionals, utilizing the tools of Mortgage Success Source, and consistently executing the disciplines of his business plan.

Dustin currently lives in Oregon and when not working, spends much of his time with his beautiful wife and three amazing boys. His family is active in the community, involved in a variety of sports, and they enjoy living life to the fullest.

David Kuiper

David Kuiper started in the mortgage industry in 1990 and has been consistently recognized as one of the top producing loan officers in the United States by Mortgage Originator Magazine. David has closed over 5,000 loans totaling in excess of $850,000,000 at this point in his career in a small Midwest market. In addition to managing a busy mortgage practice, David is a nationally recognized author, speaker and trainer in the mortgage industry. David writes regularly for Mortgage Originator Magazine, Mortgage Planner Magazine and Bankrate.com. He is known as the expert on First Impressions and Building Client Intimacy. He also enjoys hosting monthly site visits, where mortgage professionals from around the country spend a day of learning and experiencing first hand the operations of this highly productive mortgage practice. David, his wife Michelle, 5 children, a cat and a dog live in Holland, MI and Fort Myers, FL.

Mark Madsen

Mark Madsen has been a mortgage originator since 2000 in Las Vegas, Nevada, where he currently lives with his wife, and 2-year-old daughter. After building and selling a real estate company with a couple of partners in 2006, Mark continued to work closely with his team of agents on Internet marketing projects which include a large real estate social network, mortgage blogs, and high traffic real estate sites. As Communications Director for Raintree Mortgage, Mark focuses on social media marketing, networking with real estate referral partners online, and writing consumer targeted content for search engine placement. Creator of MortgageSalesBlog.com and myFHAmortgageblog.com, Mark is passionate about teaching industry professionals how to leverage the Internet for educational and marketing purposes. He is a regular contributor on the LoanToolbox message boards and has also written a five-part series on "Mortgage Blogging 101" to help other Mortgage Success Source members develop their online presence.

Khai McBride

Khai McBride is a Vice President/Loan Officer with Capital Line Financial and Faculty Member for LoanToolbox. Before entering the mortgage industry, Khai was an IT professional for 10 years with his primary expertise being database design and development. So it's no surprise that when he started his mortgage career in 2002, he would specialize in database marketing.  Using the many strategies he learned from LoanToolbox, he has built a thriving mortgage business based on strong client and referral partner retention strategies that have allowed him to fund over $300 million in production.

Khai heavily endorses the use of systems to allow you to spend more of your time prospecting and relationship-building and less of your time over-thinking or caught in minutia.  His strategies are simple and effective, and he spends part of his time giving back to the industry by sharing his knowledge and teaching others his systems.

S. John Murray

S. John Murray originated his first mortgage loan in February 1986. He quickly adapted his belief in business cycles to his practice and started to originate over 98% of his loans as no point, no closing cost loans. He has been the Sr. Vice President in charge of origination for Mortgage Financial, Inc. in Danvers, MA since 1990 and has personally handled over 7,400 loans with dollar volume exceeding $1.48 billion. In 2002, Mortgage Financial brought in Barry Habib to train their sales team on how to best utilize Mortgage Market Guide companywide. Since that sales training, Mortgage Financial has averaged over $1 billion in annual closings. In addition, he is currently applying Todd Duncan's innovative training methods to provide balance in his life. This year he hopes to apply all of the tools available at Mortgage Success Source to be able to serve his clients to the fullest and still be able to get home in time for dinner…it is a work in progress.

Rene Rodriguez

Rene Rodriguez is the CEO of Volentum, a management consulting firm that for the last 22 years has unleashed the hidden value of its clients' organizations in the areas of Breakthrough Leadership, Employee Engagement, Vitalized Work Culture and High Performance Selling.  He draws on his background in Psychology, Behavioral Neuroscience, Business and Sales to create lasting behavioral change through voluntary momentum (Volentum).  Combining his unique methodology and expertise in applying the latest brain research, Rene helps companies generate lasting results and achieve ROI, making him an indispensable growth partner.  For years Rene has been a trusted advisor to leadership teams at Wells Fargo, Cargill, Coca-Cola, Liz Claiborne, LoanToolbox and many others.  A captivating, high-energy speaker, Rene is in high demand for annual events, conventions, and keynotes speeches.  His work has been featured in many national business publications on the topics of change, leadership, communication and sales.

Jim Sahnger

Jim Sahnger is Vice President of Palm Beach Financial Network's three branch offices in Florida and an elected member of the advisory panel for Bankrate.com. Jim also serves as editor-in-chief of LoanToolbox's YOU Magazine, and he's frequently cited in local, national and international media as a mortgage lending expert.  Jim's comments have been seen on CNBC.com, The Wall Street Journal, MarketWatch, Washington Post, Forbes.com, and BusinessWeek.com as well as hundreds of other websites.

A successful originator since 1993, Jim closed 225 loans and achieved over $70 million in production last year. His unique approach to cultivating relationships, database management and utilizing the media as a tool are the key factors in his remarkable success.